The development of an appropriate asset allocation mix is the first step in constructing an investment portfolio that is aligned with your core goals and objectives. Spreading risk among various asset classes and investments vehicles is a way to diversify your portfolio.

A landmark study by Brinson, Singer and Beebower in 1991, determined that asset allocation is the most important long-term determinant of investment results.  Past performance, stock selection, and timing investments were far less influential in achieving long-term results.

• Asset Allocation 91.5%*
• Market Timing 1.8%
• Stock Selection 4.6%
• Other 2.1%
  
  

*Asset allocation does not assure a profit or prevent a loss.